The Tartan Builders Roofing Blog

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Straight answers about roofs, storms and insurance claims — written for Ohio homeowners rather than for search engines.

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Latest Articles

Roofing Tips & News

Articles for Ohio homeowners on roof replacement, repairs, storm damage and insurance claims, written by the team that does the work.

Red brick two-story house with gray roof and attached garage

When Gutters Are Past Repair

August 27, 2026

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Aerial view of residential home with dark gray shingle roof replacement

Where Gutter Water Should Actually Go

August 27, 2026

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Aerial view of residential home with new dark roof shingles and white dormers

Gutter Guards: What They Do, What They Do Not, and What to Ask

August 27, 2026

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Two-story brick home with gray shingle roof and manicured landscaping

Seamless vs Sectional Gutters: What the Difference Actually Buys

August 27, 2026

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Gutter Sizing: Why 5-Inch Gutters Overflow on Some Houses

August 27, 2026

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Aerial view of residential home with new tan brick roof and white siding

Matching Siding on an Older House: Why It Is Harder Than It Sounds

August 27, 2026

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Large two-story stone and white house with gray roof on rural property

Fascia and Soffit: The Trim That Fails Quietly and Takes the Gutters With It

August 27, 2026

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Aerial view of large residential home with gray architectural shingle roof

What Is Behind Your Siding, and Why It Matters More Than the Siding

August 27, 2026

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Beige two-story home with dark asphalt shingle roof and white garage

Siding Materials Compared: Vinyl, Insulated Vinyl, and Fiber Cement

August 27, 2026

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Two-story blue house with white garage and new roof installation

When Siding Is Actually Done: Reading the Warning Signs

August 27, 2026

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Aerial view of two-story brick home with brown architectural shingle roof and white siding

Ice Dams: Why Ohio Roofs Leak in January and Stop in March

August 27, 2026

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Aerial view of large residential estate home with new gray asphalt shingle roof installation

Attic Ventilation: The Cheapest Thing That Decides How Long Your Roof Lasts

August 27, 2026

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Aerial drone view of luxury brick home with dark asphalt shingle roof replacement

Curling, Cupping, and Buckling Shingles, Explained

August 27, 2026

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Brick home with dark gray GAF architectural shingles and multiple gables

Granules in the Gutters: What Shingle Grit Actually Tells You

August 27, 2026

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Modern white farmhouse with dark blue roof and metal accents

Where Roof Leaks Actually Start (It Is Rarely the Shingles)

August 27, 2026

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Elegant two-story brick home with white trim and metal roof

Roofing Materials Compared, Without the Sales Pitch

August 27, 2026

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Modern white farmhouse with red shutters and stone foundation exterior

What Actually Happens During a Roof Replacement

August 27, 2026

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Aerial drone view of gray residential roof with stone chimney and complex architectural design

How Long a Roof Actually Lasts in Ohio

August 27, 2026

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Aerial view of two-story residential home with gray roof and driveway

Repair or Replace: A Framework That Is Not Just Guesswork

August 27, 2026

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Red brick two-story house with gray roof and attached garage

How to Tell a Roof Is Finished, Not Just Tired

August 27, 2026

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Aerial view of residential home with dark gray shingle roof replacement

Percentage Wind and Hail Deductibles: The Math Most Ohio Homeowners Miss

August 27, 2026

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Aerial view of residential home with new dark roof shingles and white dormers

Supplements: Why the First Estimate Is Almost Never the Final Number

August 27, 2026

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Two-story brick home with gray shingle roof and manicured landscaping

Will Filing a Roof Claim Raise Your Premium or Get You Dropped?

August 27, 2026

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The Appraisal Clause: The Dispute Option Almost Nobody Uses

August 27, 2026

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Aerial view of residential home with new tan brick roof and white siding

How to File a Complaint With the Ohio Department of Insurance

August 27, 2026

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Large two-story stone and white house with gray roof on rural property

Your Mortgage Company Is on the Claim Check. Now What?

August 27, 2026

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Aerial view of large residential home with gray architectural shingle roof

Code Upgrade Coverage: Who Pays When Ohio’s Building Code Costs More

August 27, 2026

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Beige two-story home with dark asphalt shingle roof and white garage

Your Policy Quietly Switched to ACV. Here’s How to Tell.

August 27, 2026

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Two-story blue house with white garage and new roof installation

The Cosmetic Damage Exclusion: Why Your Dented Gutters Weren’t Covered

August 27, 2026

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Aerial view of two-story brick home with brown architectural shingle roof and white siding

What Ohio Law Requires in a Roofing Contract Over $25,000

August 27, 2026

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Aerial view of large residential estate home with new gray asphalt shingle roof installation

The Three-Day Right to Cancel Every Ohio Storm Contract Should Include

August 27, 2026

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Aerial drone view of luxury brick home with dark asphalt shingle roof replacement

Your Roofer Is Not Your Public Adjuster: What Ohio Law Actually Allows

August 27, 2026

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Brick home with dark gray GAF architectural shingles and multiple gables

Why “We’ll Cover Your Deductible“ Is a Red Flag in Ohio

August 27, 2026

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Modern white farmhouse with dark blue roof and metal accents

Recoverable Depreciation: How to Actually Collect the Second Check

August 27, 2026

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Elegant two-story brick home with white trim and metal roof

Why You Should Never Assume the First Check Is the Last One

August 27, 2026

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Modern white farmhouse with red shutters and stone foundation exterior

The One-Year Clock Buried in Your Ohio Homeowners Policy

August 27, 2026

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Aerial drone view of gray residential roof with stone chimney and complex architectural design

What a Legal Denial Letter Looks Like in Ohio (and What to Do If Yours Isn’t One)

August 27, 2026

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Aerial view of two-story residential home with gray roof and driveway

How to Make Your Insurer Show Its Depreciation Math

August 27, 2026

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Red brick two-story house with gray roof and attached garage

Ohio’s Matching Rule: When Your Insurer Has to Replace More Than the Damaged Section

August 27, 2026

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Aerial view of residential home with dark gray shingle roof replacement

Ohio’s Insurance Claim Deadlines: The 15, 21, and 10-Day Rules Your Carrier Has to Follow

August 27, 2026

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Aerial view of residential home with new dark roof shingles and white dormers

Roofing Blog

August 12, 2026

Home › Roofing Blog The Tartan Builders Roofing Blog Roofing Tips · Storm Damage · Insurance Claims Straight answers about roofs, storms and insurance…

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Written For Homeowners, Not For Contractors

Most roofing content online is either a sales pitch with a paragraph of advice attached, or a page of generic tips that could apply to any house in any climate.

What we write about instead is the stuff Ohio homeowners actually ask us on inspections: why a roof here does not last as long as the shingle wrapper claims, what hail damage looks like when it is invisible from the ground, why the first insurance check is so much smaller than expected, and what to do when the mortgage company’s name is on it.

The Subjects That Come Up Most

  • Storm damage — hail, wind, ice dams, and what to do in the first 48 hours
  • Insurance claims — the adjuster meeting, supplements, denials, ACV versus RCV
  • Roof maintenance — what genuinely extends a roof past twenty years in Ohio
  • Materials — asphalt, metal, and where each one makes sense here
  • Ventilation — the least visible cause of early roof failure
  • Buying and selling — how a roof at end of life affects a sale
Aerial view of residential home with new tan brick roof and white siding
Aerial view of residential home with new tan brick roof and white siding
Insurance Claim Wins

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We help homeowners save 10’s of thousands through insurance. Watch real claim stories from our social media.

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Customer Reviews

Highly Rated Company

550+ Google Reviews
Rated 4.9/5 on Google, with five-star ratings on Facebook and the BBB
GAF Master Elite Residential Roofing Contractor
Owens Corning Preferred Contractor
Google 5-Star Reviews
Facebook Reviews
BBB Five Stars
Posted on Google Google
Clint F profile picture
Clint F
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I’m really glad I had the chance to work with Marco Garcia. He came out to take a look at my roof, walked me through what he found, and thankfully gave me a clean bill of health. What stood out to me most was how honest and straightforward he was. I never felt pressured or like he was trying to sell me something I didn’t need. Marco was easy to talk to, communicated really well, and genuinely made me feel like he had my best interest in mind. I really appreciate that kind of service and would definitely recommend him to anyone who needs a roof inspection.
Posted on Google Google
Angela h profile picture
Angela h
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Tanner was knowledgeable and easy to work with. He was able make sure the service for my home was done professionally. The only drawback is as a professional make sure you get approvals before you start projects so that the homeowner will not come out-of-pocket financially more than they have anticipated.
Posted on Google Google
Tony P profile picture
Tony P
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Eddie and the Tartan Builders roofing team were excellent. They walked me through each step of the process and made it incredibly easy to get a new roof from a hail storm several months earlier. He remained in constant communication and kept me updated each step of the way. He went above and beyond and ensured my satisfaction from start to finish. Highly recommend working with Eddie and his team!
Posted on Google Google
Deo U profile picture
Deo U
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Eddie and his team at Tartan Builders was able to get the majority of my roof covered through my insurance carrier. Happy with the work that was completed!
Posted on Google Google
Heather S profile picture
Heather S
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We couldn't be happier with our experience. From the beginning, the team communicated clearly and consistently. Their workmanship was excellent, and the finished roof looks great! What really stood out was their willingness to work closely with our insurance company. They put in a lot of effort to help facilitate the process and advocate for the work that needed to be done. Their professionalism and dedication made a big difference. We highly recommend them to anyone needing roofing services.
Posted on Google Google
Jeff K profile picture
Jeff K
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Very happy with results. Easy to work with.
Posted on Google Google
MaKaila M profile picture
MaKaila M
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Eddie came out after the big wind storms in march and inspected our roof for any storm damage, he was very thorough, knowledgeable and very respectful. Thank you very much Eddie & Tartan Builders
Posted on Google Google
Jackie y profile picture
Jackie y
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thanks to Eddie, I was able to ensure my roof was in good condition after the storm here.
Posted on Google Google
Matt W profile picture
Matt W
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
⭐⭐⭐⭐⭐ We had an excellent experience with Tartan Builders from start to finish. Our new roof looks fantastic, and the entire project was handled professionally and efficiently. A special thank you to Ashton and Nikolai. They were outstanding communicators throughout the entire process, always keeping us informed, answering our questions promptly, and making sure we knew what to expect every step of the way. Their responsiveness and professionalism made what could have been a stressful project feel easy. They also went above and beyond by working directly with our insurance company to secure additional coverage for our gutters, saving us money and making the claims process much smoother. I highly recommend Tartan Builders to anyone looking for a contractor that delivers high-quality work and truly puts their customers first. Thanks again to Ashton, Nikolai, and the entire team for a job well done!
FAQ

Questions People Ask Us

We publish when we have something genuinely worth saying, usually around storm season and the start of winter when the questions cluster.

Please do not republish them wholesale, but link to them freely.

The advice is written for Ohio conditions — freeze-thaw, lake effect, hail. Much of it transfers, but the climate specifics do not.

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