The Tartan Builders Roofing Blog
Roofing Tips · Storm Damage · Insurance Claims
Straight answers about roofs, storms and insurance claims — written for Ohio homeowners rather than for search engines.
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What We Write About
Written For Homeowners, Not For Contractors
Most roofing content online is either a sales pitch with a paragraph of advice attached, or a page of generic tips that could apply to any house in any climate.
What we write about instead is the stuff Ohio homeowners actually ask us on inspections: why a roof here does not last as long as the shingle wrapper claims, what hail damage looks like when it is invisible from the ground, why the first insurance cheque is so much smaller than expected, and what to do when the mortgage company’s name is on it.
The Subjects That Come Up Most
- Storm damage — hail, wind, ice dams, and what to do in the first 48 hours
- Insurance claims — the adjuster meeting, supplements, denials, ACV versus RCV
- Roof maintenance — what genuinely extends a roof past twenty years in Ohio
- Materials — asphalt, metal, and where each one makes sense here
- Ventilation — the least visible cause of early roof failure
- Buying and selling — how a roof at end of life affects a sale

Latest Posts
Every Article, By Subject
Forty guides covering insurance claims, roof replacement, roof repair, siding and gutters — written for Ohio conditions and Ohio rules.
Start with whichever section matches the problem in front of you. Everything below is free to read and there is nothing gated.
Your Rights Under Ohio Law
Ohio’s Claim Deadlines
The Ohio Matching Rule
Reading a Denial Letter
The One-Year Suit Clock
“Final Payment” Checks
Deductible Red Flags
Roofer vs Public Adjuster
Three-Day Right to Cancel
Ohio Contract Requirements
Filing an ODI Complaint
Money, Coverage & Disputes
Depreciation Breakdowns
Recoverable Depreciation
Cosmetic Damage Exclusions
ACV & Payment Schedules
Code Upgrade Coverage
Mortgage on the Check
The Appraisal Clause
Will Filing Raise Rates?
Claim Supplements
Wind & Hail Deductibles
When It Is Time, and What It Involves
Signs You Need a New Roof
Repair or Replace?
How Long Roofs Last
The Replacement Process
Roofing Materials Compared
What Homeowners Actually Notice
Where Leaks Start
Granules in the Gutters
Curling & Buckling Shingles
Attic Ventilation
Ice Dams in Ohio
Materials, Failure Signs & What Sits Behind It
Signs Siding Is Done
Siding Materials Compared
What Is Behind Your Siding
Fascia & Soffit
Matching Older Siding
Sizing, Guards & Drainage
Gutter Sizing Guide
Seamless vs Sectional
Gutter Guards Explained
Where the Water Should Go
Signs Gutters Are Failing
Got a Question We Have Not Answered?
If there is something you want explained, ask. Call (877) 521-7171 or book a free inspection and ask on the roof — that is usually where the best questions come up.
Plenty of what ends up on this blog started as a question a homeowner asked during an inspection in Dublin or Wadsworth.
Real Builds, Start To Finish
Real Tartan Builders crews on real job sites — roof replacements, siding, and gutters done right.
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Highlights
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Finished Work
Storm Damage Claims We Have Won
Real homeowners, real claims, real payouts. Straight from our social media feeds.
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Homeowner Story
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Insurance Claim Win
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Storm Damage Inspection
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Roof Replacement
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Hail Damage Claim
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Insurance Restoration
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Common Questions
We publish when we have something genuinely worth saying, usually around storm season and the start of winter when the questions cluster.
Please do not republish them wholesale, but link to them freely.
The advice is written for Ohio conditions — freeze-thaw, lake effect, hail. Much of it transfers, but the climate specifics do not.
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